The Showdown
Port St. John vs Suntree
Port St. John is the more affordable of the two — typical homes run about $320K versus $470K in Suntree. Neither is truly beachfront, but Suntree is closer at roughly 20 minutes. Suntree carries the lighter insurance and flood profile (tier 2/5, ≈10% in a FEMA flood zone). Public schools rate higher in Suntree (≈9/10). The right pick comes down to how you want to live — that is exactly what our two-minute match quiz sorts out.
| Category | Port St. John2 wins | Suntree3 wins |
|---|---|---|
Typical home price Lower = more affordable | $320K | $470K |
Est. monthly payment 20% down · 6.5% · 30y · incl. est. taxes & insurance | $2,056/mo | $2,922/mo |
Drive to the beach | 30 min | 20 min |
Public schools FL DOE districts: Port St. John A · Suntree A | 6/10 | 9/10 |
FEMA flood-zone share | ≈ 15% | ≈ 10% |
Insurance exposure 1 = inland-friendly · 5 = barrier island | 2/5 | 2/5 |
Effective property tax | ≈ 0.86% | ≈ 0.86% |
Community size | 13K | 14K |
Public boat ramps (on our map) | 0 | 0 |
Playgrounds (on our map) | 0 | 0 |
Signature annual events | — | — |
Figures are market-level approximations from our living guides — individual homes and school zones vary. Trophies mark the stronger side of each measurable row; several rows are simply different, not better.
Port St. John vs Suntree: quick answers
Is Port St. John or Suntree cheaper to buy in?
Port St. John is typically more affordable: homes run around $320K versus about $470K in Suntree. With 20% down at 6.5% over 30 years, that is roughly $2,056/mo versus $2,922/mo including estimated taxes and insurance.
Which is closer to the beach — Port St. John or Suntree?
Suntree: about 20 minutes to the sand, compared with roughly 30 minutes from Port St. John.
Which has lower flood and insurance risk?
Port St. John. It rates 2/5 on our insurance-exposure scale with ≈15% of parcels in a FEMA flood zone, versus 2/5 and ≈10% in Suntree. Individual homes vary — always check the specific address.
How do the public schools compare?
Suntree rates higher (~9/10 versus ~6/10), and sits in an FL DOE A district. School zones vary street to street — verify the specific assignment.
Living guide
Port St. John
Front-row launch views at family prices — the riverfront neighborhood between Cocoa and Titusville.
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Living guide
Suntree
Tree-lined fairway living with top schools — the Space Coast's established master-planned classic.
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