ActiveUpdated Sep 12, 2026, 1:38 PM

404 21st Street SE

Vero Beach, FL, 32962

$419,900

3 bd 2 ba 1,640 sqft

47 photos— tap any to expand

About this home

RARE 2.75% ASSUMABLE FHA MORTGAGE! Qualified buyers have an incredible opportunity to assume this low-rate loan with a current monthly mortgage payment of approximately $2,150. Welcome to Vero Shores a peaceful, established community near the Indian River, adjacent to the natural beauty of Harmony Oaks Conservation Area, with NO mandatory HOA and the freedom to bring your BOAT, RV & TOYS! This solid CBS 3BR/2BA home offers 1,640 SF and sits on an EXTRA-LARGE .37-ACRE CORNER LOT over 16,000 SF and approximately 140x115! Two driveway access points, a double rolling gate and improved shell/coquina side parking make maneuvering and storing a boat, RV or trailer a breeze. A BRAND-NEW PAVER DRIVEWAY adds beautiful curb appeal. Inside, you'll find a BRAND-NEW guest bathroom renovation featuring tile flooring, new vanity and fixtures. Major improvements offer peace of mind, including a 2018 METAL ROOF, 2018 HVAC, 2022 WATER HEATER and COMPLETE REPLUMB in 2022. Impact-rated doors and garage

Features

OtherRanchTraditionalOtherImpact WindowsCeiling Fan(s)Eat-in KitchenPantryPrimary Bathroom - Shower No TubWalk-In Closet(s)

The details

Type
Residential
Year built
1973
Living area
1,640 sqft
Lot size
0.37 acres
Garage
2 spaces
Subdivision
None
County
Indian River
Schools
Other · Other · Other
MLS #
1087444

Listing courtesy of Dahlia Marianna Gotzmann, Atlantic Key Realty group.

Listing information provided by the Space Coast Association of REALTORS® IDX program (source: Space Coast MLS (Space Coast Association of REALTORS®)). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS. Last updated Sep 12, 2026, 1:38 PM.

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Listing information provided by the Space Coast Association of REALTORS® IDX program. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS.